Credit Cards and Debit Cards in the United States and Japan

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Credit cards and debit cards in the United States and Japan

For valuable comments on earlier drafts, I thank Omri Ben-Shahar, Rebecca Eisenberg, Frances Foster, John Haley, Dan Keating, Atsushi Kinami, Rick Lempert, Lynn LoPucki, Bob Rasmussen, Hiroo Sono, Elizabeth Warren, Jay Westbrook, and Mark West. I also received useful feedback from presentations of all or part of this paper at the Conference on Japanese Law in the 21st Century at the University ...

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Credit cards and inflation

The introduction (and widespread use) of credit cards increases trading efficiency but, by also increasing the velocity of money, it causes massive inflation, in the absence of monetary intervention. If the monetary authority attempts to restore pre-credit card price levels by reducing the money supply, it will have to sacrifice all the efficiency gains. When there is default on credit cards, t...

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Credit Cards, Race, and Entrepreneurship

We use the decision by 14 states to remove credit card interest rate caps after the U.S. Supreme Court's 1978 Marquette decision as a natural experiment to explore the impact of credit card availability on black entrepreneurship. Using self-employment as a measure of entrepreneurship, we use Current Population Survey data from 1971-1985 to show that removing state-level rate caps led to increas...

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Credit Cards and Inflation By

Article history: Received 8 February 2010 Available online 11 February 2010 JEL classification: D50 D51 D53 D61 E40 E50 E51 E52 E58

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History of Credit Cards

Unfortunately it could also be used to defraud these agencies. In the period immediately following their introduction public acceptance of credit cards was less than enthusiastic, but by 1992 there were almost 10 million major credit cards in use in Australia.2 There were also in excess of 25,000 fraudulent credit card transactions per annum. In this, then, as in so many other areas of property...

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ژورنال

عنوان ژورنال: SSRN Electronic Journal

سال: 2001

ISSN: 1556-5068

DOI: 10.2139/ssrn.263009